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    Small Business Loan

    For your small business
    • Same Day Funding
    • Finance $10,000 to $5 Million
    • Terms from 6 Months to 10 Years
    Trustpilot
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    - This will NOT affect your credit.

    - Your info is protected with bank-level security.

    - We won’t share your info without approval.

    What is a small business loan?

    A small business loan is any funding option specifically designed for a small business. Small business loans allow existing or newly established companies to borrow money from lenders. Loan types exist to help entrepreneurs meet different goals. The way each loan works depends on the type of loan.

    Secure an instant pre-approval
    Simple Application
    Simple Application

    Our simple 15-second online application can get you matched with offers in minutes.

    Minimum FICO
    660+ FICO

    Bad credit? No problem! Most of our top financing options have a minimum of just 660 FICO.

    Product Types
    Larger Amounts

    Get matched with the best financing options with the highest funding amounts.

    Express Funding
    Same Day Funding

    Our fintech speed can get you in and out of Underwriting in just a few hours - and same day funding!

    What do you need to qualify?

    Time in Business
    4+ Months in Business

    You can qualify for our top financing options with as little as 4+ months in business.

    Monthly Gross Sales
    $10,000+ Monthly Gross Sales

    The minimum revenue to qualify for financing options are $10,000 per month, or $120,000 in annual gross sales.

    Credit Score
    No Minimum FICO

    We have financing options for all credit profiles. No minimum FICO score required to apply.

    Why ROK Financial?

    Reputation Stellar
    Reputation

    Backed by thousands of 5-star ​reviews, our business financing ​experts will work with you​ to solve your business challeng​es.

    Technology Technology-​First Approach

    ROK Intelligence uses AI to ​streamline the funding process. ​Get an instant pre-approval an​d flexible loan options that fi​t your business needs.

    Options Multiple Options

    Choose an offer that makes the ​most sense for you and your ​business. Compare offer terms ​and choose what works best.

    Offer Calculator Zero Surprises

    ROK's offer calculator takes the ​guesswork out of busines​s financing. It provides full ​transparency on terms. ​No surprises.

    ROK Intelligence - our winning combination of quick delivery and excellent customer care. Getting started is easy.

    Secure an instant pre-approval
    Step 1
    Step 1. Apply Online

    Secure an instant pre-approval. Our application ​process is straightforward and can be ​completed in seconds.

    Step 2
    Step 2. Review Options

    Your personal loan advisor will discuss finance ​options available with you for your business.

    Step 3
    Step 3. Receive Your Funds

    Finish the online application process and ​receive your funds in as little as 24 hours.